In-House Financing
We finance directly - no banks, no hassle. Our Buy Here Pay Here program focuses on your situation today, not your credit history. Get approved and drive home the same day.
Why Choose Us
Our in-house financing makes getting a vehicle simple and stress-free.
No Credit Check
We focus on your current income and stability, not your credit score or past financial history.
No Banks
We handle everything in-house. No waiting for bank approvals or dealing with third-party lenders.
Same Day Approval
Get approved and drive home today. Our streamlined process gets you on the road fast.
Flexible Payments
Weekly, bi-weekly, or monthly payment options to fit your pay schedule and budget.
Low Down Payments
We work with you to find a down payment that makes sense for your situation.
Trade-Ins Welcome
We accept trade-ins and apply the value directly to your down payment.
How It Works
Getting financed at Drive 45 Auto is simple and stress-free.
Visit Us
Come see our inventory and pick the vehicle that fits your needs and budget.
Apply In-Store
Our quick in-house approval process makes financing simple and straightforward.
Get Approved
We work with your situation, not just a credit score. Everyone deserves a chance.
Drive Home
Same-day financing available. Drive home in your new vehicle today!
Frequently Asked Questions
Common questions about financing at Drive 45 Auto.
What to Bring
Speed up your financing by having these documents ready.
Valid ID
Driver's license or state ID
Proof of Income
Recent pay stubs or tax returns
Proof of Residence
Utility bill or bank statement
Insurance
Proof of auto insurance
Ready to Get Pre-Approved?
Fill out our simple application and know your budget before you shop.
Start Application